Certificates | IRA's | Loans | VISA
RATE SCHEDULE
LAST DECLARED DIVIDEND RATE
EFFECTIVE 07/01/2012
MAIN SHARE ACCOUNT (SUFFIX O)
AND
SUB SHARE ACCOUNTS
As of the last dividend declaration date, the dividend rates and the annual percentage yields were based according to the following tiers:
|
Tiers
|
Dividend Rate
|
Annual Percentage Yield
|
| $0.01 - $99.99 |
0.00% |
0.00% |
| $100.00 - $999.99 |
0.10% |
0.10% |
|
$1,000.00 - $9,999.99
|
0.15% |
0.15% |
| $10,000.00 - 24,999.99 |
0.25% |
0.25% |
| $25,000.00 & ABOVE |
0.50% |
0.50% |
SHARE DRAFT PLUS ACCOUNT
(Minimum balance $1,500)
As of the last dividend declaration date, the dividend rate was 0.50% with an annual percentage yield of 0.50%.
VACATION CLUB ACCOUNT
(Minimum balance $50)
As of the last dividend declaration date, the dividend rate was 0.50% with an annual percentage yield of 0.50%.
CHRISTMAS CLUB ACCOUNT
(Minimum balance $50)
As of the last dividend declaration date, the dividend rate was 0.75% with an annual percentage yield of 0.75%.
Christmas Club Account Time Requirements:
Maturity Date: October 11, 2013.
(Rates Subject to Change Monthly)
Fees may reduce account earnings.
The Annual Percentage Yield is Accurate and Effective as of
04/26/2013
|
SHARE CERTIFICATES (Minimum Balance $1,500)
|
Dividend Rate
|
Annual Percentage Yield
|
| Term 60 Days |
0.10% |
0.10% |
| Term 90 Days |
0.20% |
0.20% |
| Term 6 Months |
0.40% |
0.40% |
| Term 12 Months |
0.50% |
0.50% |
|
Term 24 Months
|
0.70% |
0.70% |
| Term 30 Months |
0.80% |
0.80% |
The rates, terms, and conditions contained on this site are for informational purposes only. Information provided on the site is subject to change without notice. Please contact us for our current rates. APR= Annual Percentage Rate, APY=Annual Percentage Yield. Early withdrawal penalties may apply. Penalty fees may reduce earnings.
|
SUPER MONEY MARKET SHARE CERTIFICATES
(Minimum Balance $50,000)
|
Dividend Rate
|
Annual Percentage Yield
|
| Term 6 Months |
0.55% |
0.55% |
| Term 12 Months |
0.65% |
0.65% |
| Term 24 Months |
0.85% |
0.85% |
|
Term 60 Months
|
0.95% |
0.95%
|
The rates, terms, and conditions contained on this site are for informational purposes only. Information provided on the site is subject to change without notice. Please contact us for our current rates. APR= Annual Percentage Rate, APY=Annual Percentage Yield. Early withdrawal penalties may apply. Penalty fees may reduce earnings.
|
24 MONTH JUMP UP SHARE CERTIFICATES
(Minimum Balance $2,500)
|
Dividend Rate
|
Annual Percentage Yield
|
|
Term 24 Months
|
0.50% |
0.50% |
The rates, terms, and conditions contained on this site are for informational purposes only. Information provided on the site is subject to change without notice. Please contact us for our current rates. APR= Annual Percentage Rate, APY=Annual Percentage Yield. Early withdrawal penalties may apply. Penalty fees may reduce earnings.
(Rates Subject to Change Weekly)
|
ALL IRA SHARE CERTIFICATES (Minimum Balance $20)
|
Dividend Rate
|
Annual Percentage Yield
|
| Term 18 Months |
0.65% |
0.65% |
| Term 24 Months |
0.85% |
0.85% |
|
Term 36 Months
|
1.00% |
1.00% |
| Term 60 Months |
1.49% |
1.50% |
The rates, terms, and conditions contained on this site are for informational purposes only. Information provided on the site is subject to change without notice. Please contact us for our current rates. APR= Annual Percentage Rate, APY=Annual Percentage Yield. Early withdrawal penalties may apply. Penalty fees may reduce earnings.
Additional inquiries can be made by contacting a Member Service Representative.
LOAN RATES
Contact your Loan Officer for competitive lending rates. 504-736-6152
VISA RATES
|
VISA Card Program
|
VISA PLATINUM
|
VISA CLASSIC
|
VISA SHARE SECURED
|
| Annual Percentage Rate (APR) for Purchases, Cash Advances& Balance Transfers |
9.9% APR
|
12.9% APR
|
13.9% APR
|
| APR for Balance Transfers |
---
|
---
|
---
|
|
Grace Period for Repayment
|
25 Days
|
25 Days
|
25 Days
|
| Method of Computing Balance for Purchases |
Average Daily Balance
|
Average Daily Balance
|
Average Daily Balance
|
| Minimum Finance Charge |
$.50
|
$.50
|
$.50
|
| Transaction Fee for Purchases |
None
|
None
|
None
|
| Annual Fee** |
None
|
$20.00
|
$20.00
|
| Over Credit Limit |
None
|
None
|
None
|
| Late Payment Fee up to... |
$25.00
|
$25.00
|
$25.00
|
**$20.00 Annual Fee waived for VISA SECURED JPEFCU members with an active Share Draft Account or Share Certificate Account.
The rates, terms, and conditions contained on this site are for informational purposes only. Information provided on the site is subject to change without notice. Please contact us for our current rates. APR= Annual Percentage Rate,
Calculators
NCUA Share Insurance
All member share deposits are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF). In addition, IRAs are insured separately up to $250,000 from other accounts that a member maintains in our Credit Union. This Insurance fund is governed by the National Credit Union Administration, a U. S. Government Agency. |
