Get Started With JPEFCU and Apple Pay

To add your JPEFCU credit or debit card, you will need an iPhone® 6 or iPhone 6 Plus with IOS 8.1 or later. Open the Wallet® app, swipe down and tap the plus sign. Use your iSight ® camera to enter the card or add it manually.

If your JPEFCU card is already in iTunes®, just key in the Security Code (the CVV code from the back of your card).

How to Use Apple Pay* in Participating Stores:

1. Look for the Pay Wave® or Apple Pay symbol at checkout and hold your phone near the contactless reader.


 

2. Place your finger on the Touch ID® or use Face ID ®; or, you may need to enter a passcode and sign a receipt.

3. Keep your phone by the reader until it vibrates and beeps, indicating your payment was accepted.


 

Easy. Secure. Private.

Making payments with Apple Pay is easy. The entire transaction is secure, as your credit and debit card numbers are not stored on the device or on Apple’s® server, so they are never shared with the merchant. Also, if your iPhone is ever lost or stolen, just use the “Find My iPhone” feature.


 

Helpful Resources

More information on Apple Pay
Detailed setup and use instructions

An Easier Way to Pay

Apple Pay* is an easy, secure and private way to make purchases. To pay, just hold your iPhone ® 6 or iPhone 6 Plus with IOS 8.1 or later, near a participating merchant’s contactless reader. Place your finger on the Touch ID® or use Face ID ®; or, you may need to enter a passcode and sign a receipt. A vibration and beep let you know your payment has been accepted. You can also use Apple Pay on your phone, iPad Air™ and iPad Mini™ 3 with shopping apps such as those for Target ®, Panera Bread ®, Petco ® and Uber ®.

A Safe Way to Shop

Using Apple Pay is safe. When you use Apple Pay, your JPEFCU card number is not stored on your phone or given to the merchant. A unique digital code is created specifically for that device. Your payment information is stored in Wallet ®. You still enjoy all the benefits of your JPEFCU credit and debit card, including Visa’s Zero Liability policy that protects you from unauthorized purchases.

A Simple Way to Get Started

To get started, you need an iPhone 6 or iPhone 6 Plus with IOS 8.1 or later. Simply add your JPEFCU credit or debit card to your Apple Pay account with your iSight ® camera or by entering it manually.

The first card you add will automatically become your default payment card. You can go to Wallet ® anytime to pay with a different card and add or remove any of your cards as needed.

A Secure Way to Protect Your Account

If your mobile device is ever lost or stolen, you can use the “Find My iPhone” feature to quickly set your device in “Lost Mode,” disabling purchasing ability and the ability to get into the phone without a PIN entry; or, you can wipe all information from your iPhone.

A Convenient Way to Shop

You can use your JPEFCU card on Apple Pay to pay at more than 220,000 locations, including Bloomingdale’s ®, McDonald’s ®, Macy’s ®, Nike ®, DuaneReade™, Petco ®, Subway ® and Staples ®. You can also use Apple Pay when using apps such as those for Apple ®, Groupon™, Panera Bread ®, Target ®, Starbucks ® and the Disney Store ®.

What is Apple Pay?

Apple Pay* allows you to pay for your purchases with your iPhone ® 6 or iPhone 6 Plus with IOS 8.1 or later, by holding your phone near a contactless reader. You can also use your phone, iPad Air™ and iPad Mini™ 3 to pay within certain apps.

2. What do I need to get started with Apple Pay?

iPhone 6 or iPhone 6 Plus to pay in stores and within apps
iPad Air 2 or iPad Mini 3 to pay within apps
IOS 8.1 or later
Touch ID ®, Face ID ® or passcode on your device
iCloud ® account

3. Which JPEFCU card can I use with Apple Pay?

You can use all JPEFCU credit and debit cards.

4. When I add my JPEFCU card to Apple Pay it does not look like the card in my wallet. Why?

Apple Pay uses a graphical representation, not an exact replica of your JPEFCU card.

5. How do I change my default card to my JPEFCU card?

The credit or debit card associated with your iTunes ® account or the first card you add to Wallet ® is your default card. To change your default card:

  1. Go to “Settings > Wallet & Apple Pay.”
  2. Tap “Default Card.”
  3. Choose a new card.

6. How do I replace my old JPEFCU card with my new card on Apple Pay?

You will delete the old card from Apple Pay and add the new card. To delete the old card, go into “Settings,” open “Wallet & Apple Pay,” select the card you want to delete and tap “Remove Card.” To add your new card, simply follow the on screen instructions.

7. Are my payments safe with Apple Pay?

Yes. When you use Apple Pay, your JPEFCU card number is not stored on your phone or given to the merchant. A unique digital code is created specifically for that device. You still enjoy all the benefits of your JPEFCU credit or debit card, which includes Visa’s Zero Liability policy that protects you from unauthorized purchases.

8. How are my privacy and personal information protected?

Since Apple Pay does not store your credit or debit card number on the device, you never reveal your name, card number or security code to merchants.

9. Can I opt out of Apple Pay at any time?

Adding your credit or debit cards to Apple Pay is your choice; you can add and remove cards when needed.

10. Which merchants are participating?

You can use Apple Pay at more than 220,000 locations, including Bloomingdale’s ®, McDonald’s ®, Macy’s ®, Nike ®, Duane ReadeTM and Staples ®.

11. Is Apple Pay free?

Yes. Be aware that message and data rates may apply, depending on your data plan.

12. Where can I get more information on Apple Pay?

More information is available at Apple.com.

 *Apple®, Apple Pay®, iPhone®, iSight®, Wallet®, Touch ID®, Face ID® and iTunes® are trademarks of Apple, Inc., registered in the U.S. and other countries. iTunes® is for legal or rightholder-authorized copying only. Don’t steal music.

JPEFCU’s Online and Mobile Terms and Conditions