As an Android™* user, you can now pay with your phone at more than 1 million stores across the United States. Google Pay™ is a new mobile payment solution that offers JPEFCU credit and debit card holders further simplicity, security and choice when paying for things every day.

    Making payments is safe when you use Google Pay, thanks to tokenization, the industry standard for secure payments. Your card number is not stored on your phone or given to the merchant with your payment. Instead, Google Pay uses a virtual account number to represent your account information, providing an extra layer of security.

    To add your JPEFCU credit or debit cards to Google Pay:

    1. Download the Google Pay app and open it.
    2. Take a photo of your card.
    3. You’re done!

    It’s that simple. When you are ready to pay, unlock your phone as usual and hold it over the merchant’s contactless payment terminal.

    What is Google Pay™?

    Google Pay* is the new way to pay with your smartphone, offering simplicity, security and choice. Simply unlock your phone and place it near a contactless terminal, and your payment is complete.

    What do I need to get started with Google Pay?

    • Android™ device with OS KitKat or higher
    • Google™ account
    • Screen lock enabled

    How do I set up Google Pay?

    First, download the Google Pay app from the Google Play™ Store. If your JPEFCU card is already linked to your Google account, you can simply add it to the Google Pay app by confirming a few details. To add a new card, it’s as simple as snapping a picture.
    How do I pay with Google Pay?

    1. Unlock your device (no need to open the app).
    2. Hold the back of your device near a contactless payment terminal.
    3. Your phone will beep or vibrate, and you will receive a confirmation on-screen letting you know the payment was made.

    Which JPEFCU cards can I use with Google Pay?

    You can use your JPEFCU credit and debit cards with Google Pay.
    When I add my JPEFCU card to Google Pay, it does not look like the card in my wallet. Why?
    Google Pay uses a graphical representation, not an exact replica of your JPEFCU card.

    How do I change my default card to my JPEFCU card?

    The first card you add to Google Pay will automatically become your default card. To change your default, do the following:

    1. Open Google Pay.
    2. Tap on your preferred card to get the “back of card” view.
    3. Select “Set as default card”.

    How do I replace an old JPEFCU card with my new card on Google Pay?

    You will delete your old card from Google Pay and add your new one. To replace an old card, do the following:

    1. Open Google Pay.
    2. Select the card you want to delete to get to the “back of card” view.
    3. Select “Remove card”.
    4. To add the new card, simply press the “+” symbol and follow the step-by-step instructions.

    Are my payments safe with Google Pay?

    Yes. When you use Google Pay, your JPEFCU card number is not stored on your phone or given to the merchant. A unique virtual account number is created specifically for that card on that device. You still enjoy all the benefits of your JPEFCU credit or debit card, which includes Visa’s Zero Liability policy that protects you from unauthorized purchases.

    How are my privacy and personal information protected?

    Since Google Pay does not store your credit or debit card number on the device, you never reveal your name, card number or security code to merchants.

    Can I opt out of Google Pay at any time?

    Adding your credit or debit cards to Google Pay is your choice; you can add and remove cards when needed.

    Which merchants are participating?

    Google Pay is accepted by more than a million stores across the United States. Stores include McDonalds®,
    Best Buy®, Office Depot®, Walgreens® and many, many more.

    Is Google Pay free?

    Yes. Be aware that message and data rates may apply, depending on your data plan.

    Where can I get more information on Google Pay?

    More information is available at

     *Message and data rates may apply. Android and Google Pay are trademarks of Google LLC. The Android Robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.

    JPEFCU’s Online and Mobile Terms and Conditions are available.