Savings Rates

    Savings & Checking Accounts

    Account TypeMinimum Balance to Earn DividendDividend RateAPY*
    Savings Account$1000.10%0.10%
    $1,0000.15%0.15%
    $10,0000.20%0.20%
    $25,0000.25%0.25%
    Share Draft Plus Checking Account$1,5000.25%0.25%
    Christmas Club Account$500.15%0.15%
    Vacation Club Account$500.15%0.15%

    Share Certificates
    Minimum Balance to open is $1,500 

    TermDividend RateAPY*
    60 Days0.05%0.05%
    90 Days0.20%0.20%
    6 Months0.30%0.30%
    12 Months0.50%0.50%
    18 Months0.50%0.50%
    24 Months0.60%0.60%
    30 Months0.62%0.62%

    Super Money Market Share Certificates
    Minimum Balance to open is $50,000

    TermDividend RateAPY*
    6 Months0.40%0.40%
    12 Months0.55%0.55%
    24 Months0.65%0.65%
    60 Months0.95%0.95%

    24 Month Jump Up Share Certificates
    Minimum Balance to open is $2,500

    TermDividend RateAPY*
    24 Months0.60%0.60%

    IRA Share Certificates
    Minimum Balance to open is $20

    TermDividend RateAPY
    18 Months0.65%0.65%
    24 Months0.75%0.75%
    36 Months0.85%0.85%
    60 Months1.04%1.05%

    Rates as of 10/1/2020
    *APY=Annual Percentage Yield. Rates subject to change without notice. Early withdrawal penalties may apply. Penalty fees may reduce earnings.