Quick Links
Geaux Money Checking
Classic Checking
Platinum Checking
Fresh Start Checking
Young Money Checking
Reorder Checks
Disclosures
Checking Accounts
Geaux Money High-Yield Checking - NOW AVAILABLE!
Earn more on your everyday balances.
Features:
5.00% APY on balances up to $10,000 with minimal qualifications*
No monthly service fees
No minimum balance required
Free mobile deposit
Free instant issue debit card
Payroll deduction and direct deposit available
Classic Checking
Simple, no hassle banking.
Features:
No monthly service fees
No minimum balance required
No transaction limits
Free mobile deposit
Free instant issue debit card
Payroll deduction and direct deposit available
Platinum Checking
Earn dividends on higher balances.
Features:
$1,500 minimum balance**
Dividends paid monthly
No transaction limits
Free mobile deposit
Free instant issue debit card
Payroll deduction and direct deposit available
Nominal fees may apply***
Simply 60+ Checking
Exclusive benefits for members 60 and older.
Features:
No transaction limits
First debit/ATM card replacement free
One free box of checks per year
Two free money orders per month
No paper statement fee
Free mobile deposit
Free instant issue debit card
Payroll deduction and direct deposit available
Fresh Start Checking
A second chance for financial freedom
Features:
No minimum balance required
No transaction limits
Free mobile deposit
Free instant issue debit card
Payroll deduction and direct deposit available
$10 monthly service fee
Young Money Checking
The perfect account for teens getting started.
Features:
Ages 13–17
No monthly fee
No minimum balance required
No transaction limits
Free mobile deposit
Free instant issue debit card ($300 cash limit, $500 POS limit)
Payroll deduction and direct deposit available
Adult joint owner required
Account must be opened in a branch
Debit Card Limits:
Daily Cash Limit: $800
Point of Sale/Purchase Limit: $2,500
Young Money Checking Limits: $300 cash / $500 POS
Limits are based on available funds in the account. Limits are all checking accounts except Young Money Checking Accounts.
Reorder Checks
Skip the trip! With Harland Clarke’s Check Reorder Express, you can order checks online from the comfort of your home.
Disclosures
*Geaux Money: Annual Percentage Yield (APY) as of 8/1/2025. Rates are variable and may change at any time without notice. Transactions and activities must post and settle during the Monthly Qualification Cycle to qualify for dividends. When qualifications are met, balances up to $10,000 earn 4.89% APY (5.00% APY); balances over $10,000 earn 0.10% APY on the portion exceeding $10,000. When qualifications are not met, all balances earn 0.10% APY. No minimum balance required. Dividends less than $0.01 will not be paid. Fees may reduce earnings. To qualify, account must have at least 15 debit card transactions post and settle and be enrolled in eStatements each cycle. Membership restrictions may apply. Federally insured by NCUA.
**Platinum: Monthly service fee of $5.00 charged if minimum balance is not maintained. Fees may reduce earnings. See Truth-In-Savings Disclosure and Master Account Agreement for details.