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Vehicle Loans


Win Your Ride up to $40,000!

Now through November 30, 2026, every eligible vehicle you finance or refinance with JPEFCU gives you a chance to have your vehicle paid off—up to $40,000. One lucky member will see their balance disappear. Will it be you?

How It Works

✔ Finance or refinance an eligible vehicle loan with JPEFCU
✔ Each qualifying loan earns one entry
✔ Eligible Vehicles Include: Cars, trucks, motorcycles, boats, RVs & campers, other recreational vehicles
✔ At the end of the campaign, one winner will be selected
✔ JPEFCU will pay off the winning loan balance up to $40,000

Don’t Miss Your Chance

Whether you’re buying something new or refinancing an existing loan, now is the time to make your move. Finance or refinance today—and you could be driving payment-free.

apply now
 

JPEFCU will pay off the balance up to $40,000 on one lucky vehicle that has been refinanced or directly financed from 1/1/2026 - 11/30/2026. Winner must be in good standing and have a checking account with an active debit card. No purchase necessary, enter to win here and view sweepstakes rules here.


Get the Rate You Want

Refinance your auto loan and save—or get $100 in your pocket if we can’t beat your current rate. When you refinance with JPEFCU, you could enjoy a lower rate, reduced monthly payment, and extra cash on hand—plus no payments for up to 90 days.

Benefits include:

⬇️Lower your interest rate

💳Reduce your monthly payment

💰Get $100 if we can’t beat your current rate

apply now
 

Terms, rates and conditions apply. Must credit qualify. Minimum loan application of $10,000 to refinances or get cash award. Cash awarded if member qualifies for loan. Interest will accrue during the 90 day period. New money only. Offer subject to change without notice. Limited time offer.


Auto Loans

Are you looking to buy a car? New or new-to-you, we have the loan product for you. With low loan rates and loan products to complement your vehicle, JPEFCU is the credit union for you. Have a vehicle you love already? Refinance with us, and you’ll reap the benefits.

New, Used, or Refinance Features

  • Low rates

  • Terms up to 84 months

  • Flexible payment options – make monthly, bi-weekly, or semi-monthly payments

  • Apply here, call us at (504) 736-6152, or at any JPEFCU Branch


Enterprise Car Sales – Buy a certified used car from Enterprise and finance with JPEFCU

  • Simple, transparent pricing

  • CARFAX Report

  • Powertrain Warranty

  • Visit Enterprise to learn more

 

Recreational Vehicle Loans

Traveling the highway or the waterways made easier with our boat, motorcycle, and RV loans.

Recreational Vehicle Loan Features

  • Low rates

  • Terms up to 84 months

  • Flexible payment options – make monthly, bi-weekly, or semi-monthly payments

  • Apply here, call us at (504) 736-6152, or at any JPEFCU Branch