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VISA Credit Cards

Say Yes! To Paying Less

Check out our 3 great JPEFCU offers!

  1. Get 0% APR on purchases, balance transfers, and cash advances for the first 6 months on all new JPEFCU VISA Credit Cards. Plus, pay no balance transfer or cash advance fee to save even more!*

  2. Got a credit card elsewhere? Let JPEFCU beat your rate or we’ll give you a $25 gift card on us! It’s a win-win.**

  3. Open a new JPEFCU VISA Credit Card or transfer a balance of at least $500 and you could win $650 during our 65th Anniversary! We will pull a winner each quarter and each new card or balance transfer is an entry.***

Call 504.736.6152 to learn more!

 

*Introductory rate and no cash advance or balance transfer fee available for the first 6 months of a new JPEFCU Visa Credit Card. After the 6 months, rates range from 7.99% to 17.99% APR. Cash Advance and Balance transfer fee of 3% of the amount of each advance or balance transfer, max $150 applies after 6 month introductory period. **Gift card awarded only if member qualifies for a JPEFCU card and their existing card rate is less than offered and is not an introductory or special rate. ***Open a new VISA and you’re automatically entered to win $650, one winner each quarter of 2024. No purchase necessary to win here. See rules here. Ends 12/27/2024. Subject to credit approval.

Credit Card Services

VISA Credit Card payments may now be made through HomeBranch or on the Mobile App.

JPEFCU’s credit card program offers members the convenience of worldwide access with our low-interest Platinum Select, Platinum Preferred, & Platinum Elite Rewards VISA Cards. A few of the special features attributed to our program are:

Apply Online DXO Credit Card Rates Card Support Elite Rewards

  • Payments can be made at any JPEFCU location, through DXO, or mailed to: PO Box 650789, Dallas, TX 75265-0789

  • Early fraud warning via text, calls, and email

  • 7-day payment grace period

  • View credit card history and make payments online via DXO

  • Round-the-clock customer service

  • MyCardRules app allows users to set controls and/or alerts for all JPEFCU credit and debit cards

  • Automatic payments available

  • No foreign transaction fees (International Visa Transactions)

  • 0% Interest rate for the first 6 months, then a low 7.99%*
  • No Annual Fee
  • Credit Limit available of $5,000 - $20,000
  • Formally called VISA Platinum

New Elite Rewards Program!

  • Introducing JPEFCU’s new rewards program… Elite Rewards
  • Any existing credit cards with award points have been transferred to the new program
  • Redeem points for merchandise, travel, gift cards, and more
  • Elite Rewards Points do not expire
Elite Rewards

  • 0% Interest rate for the first 6 months, 13.99%*
  • No annual fee for members with active checking accounts and/or certificate members
  • Credit Limit available of $500 - $12,000
  • Formally called VISA Classic

  • 0% Interest rate for the first 6 months, 14.99%*
  • No annual fee for members with active checking accounts and/or certificate members
  • Credit Limit available of $250 - $5,000
  • Formally called VISA Secured

  • 0% Interest rate for the first 6 months, 17.99%*
  • Low $35 Annual Fee
  • Credit Limit available of $500 - $5,000

VISA Payment Options

JPEFCU offers many options to pay your credit card.

DXO Branch Locations GeauxJEFF

MyCardRules App

As a cardholder, you now have full control of your credit card anytime and anywhere through our new MyCardRules App. After downloading the app, you will be able to enjoy the features outlined below and more!

MyCardRules App
 

MYCARDRULES APP FEATURES

  • Set spending limits for particular transaction types

  • Decline in-store or online purchases

  • Turn your card off if lost or stolen

  • Get an alert every time your card is used

  • Free Download: App Store or Google Play

Pay With Your Smartphone

Make everyday transactions even more convenient by setting up your JPEFCU Visa Credit Card with Apple Pay, Google Pay, or Samsung Pay. Use your respective payment method anywhere you see the pay icons.

wallet_small.png
 

Traveling Abroad

with a JPEFCU VISA Credit Card?

If you’re going to be traveling abroad with your JPEFCU VISA Cards, for security reasons, we suggest you notify us beforehand and provide us with your travel dates (departing & returning) so that we may memo your account. If possible, you can also provide JPEFCU with a number where you can be reached.

VISA Security

Why? It’s for your safety & protection.

VISA Cards are monitored for suspect activity, a very valuable protection service for our cardholders.

When an unusual transaction occurs, your card may be flagged/suspended for your protection until you can be contacted to verify the activity. If you cannot be contacted, your card may be blocked-preventing you from using it. Next, JPEFCU would be notified. If we have your travel plans and a number to contact you, we can help you avoid the unnecessary inconvenience of not having access to your VISA Card when you need it most.

*New VISA Credit Card accounts only.

Visa Disclosures available here.