Personal Loans


Lower rates. HIGHER VIBES.

Get up to 2% off Consolidation and Personal Loan Rates.

Feel out the best loan option for you!

Consolidation Loan

  • Lower Your Interest

  • One Lower Fixed Payment

  • Simplify Your Debt

Personal Loan

  • Competitive Low Rates

  • Terms up to 60 months

  • Flexible Payment Options

Get up to 2% off your qualifying rate on a Personal Loan or Consolidation Loan. Personal loan floor rate is 10.5% and Consolidation Loan rate floor is 13.0%. Loan rates adjusted based on individual credit profiles. Rates are subject to change without notice. Other rates and terms available. Must credit qualify. New money only.


Loans for You

Vacationing, redecorating, consolidating, or whatever. Apply for a personal loan and use the cash for what you need.

Personal Loan Features

  • Low rates

  • Loans from $750 – $40,000

  • Terms up to 60 months

  • Flexible payment options – make monthly, bi-weekly, or semi-monthly payments

  • Payments can be made by payroll deduction, direct deposit, or automatic transfer

  • Loans can be used for a variety of purposes including bill consolidation, medical or dental procedures, holidays, primary school tuition, and vacations

  • Apply here, call us at (504) 736-6152, or at any JPEFCU Branch


Tuition Loans

When the new school year approaches, you may need to borrow funds to pay for private school tuition. Rest easy with our Tuition Loan.

Tuition Loan Features

  • Low rate of 5% APR*

  • 11-month repayment term

  • 90 Day No Pay Option*

  • For private school grades pre-K through 12th grade

  • Flexible payment options – make monthly, bi-weekly, or semi-monthly payments

  • Payments can be made by payroll deduction, direct deposit, or automatic transfer

  • Proof of tuition and proof of income are required

  • Check will be made payable directly to the school

  • Apply here, call us at (504) 736-6152, or at any JPEFCU Branch

*Member must be in good standing and have not caused the credit union a loss. Normal underwriting rules apply. Interest accrues during 90 day period.