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Sleigh 2% Off
Personal Loans
Tuition Loans
Generator Loans
Carnival Cash Loan
Personal Loans
Sleigh 2% Off Your Personal Loan!
Personal and consolidation loans are now 2% off—giving you extra cheer (and cash) for the holidays!
🎁 3 Reasons You Need a Personal Loan This Holiday:
Tackle Holiday Expenses – From gifts to gatherings, cover seasonal costs without draining your savings.
Consolidate Debt – Combine high-interest balances into one easy payment and save on interest.
Plan for the New Year – Start 2026 strong with funds for home projects, travel, or whatever’s next on your list.
Biweekly payment=$59.26 for 7.0% APR for 4 years on $5,000. Minimum amount to borrow is $5,000, max term 48 months. Terms, rates & conditions apply. Rate based on credit worthiness. discounted rate not to go below floor rate. New money only. One loan per membership. Subject to change without notice.
Personal Loans
Whether it’s for holiday shopping, debt consolidation, or life’s little surprises, our Personal Loans offer affordable rates, flexible terms, and fast approval to help you reach your goals.
Personal Loan Features
Low rates
Loans from $750 – $40,000
Terms up to 60 months
Flexible payment options – make monthly, bi-weekly, or semi-monthly payments
Payments can be made by payroll deduction, direct deposit, or automatic transfer
Loans can be used for a variety of purposes including bill consolidation, medical or dental procedures, holidays, primary school tuition, and vacations
Apply here, call us at (504) 736-6152, or at any JPEFCU Branch
Tuition Loans
When the new school year approaches, you may need to borrow funds to pay for private school tuition. Rest easy with our Tuition Loan.
Tuition Loan Features
Low rate of 5% APR*
11-month repayment term
90 Day No Pay Option*
For private school grades pre-K through 12th grade
Flexible payment options – make monthly, bi-weekly, or semi-monthly payments
Payments can be made by payroll deduction, direct deposit, or automatic transfer
Proof of tuition and proof of income are required
Check will be made payable directly to the school
Apply here, call us at (504) 736-6152, or at any JPEFCU Branch
*Member must be in good standing and have not caused the credit union a loss. Normal underwriting rules apply. Interest accrues during 90 day period.
Generator Loans
Get the Power to Pay - Whole Home Generator Loan NOW AVAILABLE!
Generator Loan Features
Borrow Up to $20,000
Convenient Repayment Terms up to 96 Months
No Loan Requirements for Generator Type
Can be used for Installation Costs
Make no payment for 90 Days!
Interest will accrue during 90 days. Minimum to finance is $5,000. Proof of home ownership, written estimates and invoices are required. All distribution of funds will be made by check directly to dealer/or service providers. Refurbished and used products are excluded from this offer. Available in Louisiana & Mississippi only. One-time $35 processing fee ($45 if filling jointly) will be assessed upon funding.
Carnival Cash Loan
Let the good times roll - without the financial stress!
Whether its Krewe dues, costume flair, throws, or party prep, our Carnival Cash Loan keeps the party rollin’!
Borrow up to $5,000
7.5% APR for 12 Month Term
Quick approval & easy payments
Need another reason for our Carnival Cash Loan? Click here to see how else we can help make Carnival Season an event!
Estimated biweekly payment=$204.79 for 12 months at 7.5% APR for $5,000 with credit insurance. Rates are subject to change without notice. Must credit qualify. Membership required. Only one Carnival Cash per membership, per year. Limited time offer.