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Personal Loans


Splash into Summer Savings

make a big splash - not a big payment

Summer fun shouldn’t come with a financial burn! Whether you're planning a beach getaway, stocking up on backyard essentials, or just need a little extra wiggle room, we’ve got you covered.

For a limited time, get 2% off on personal loan rates—borrow up to $2,500 with a rate that helps you enjoy more and stress less.

🏖️ Vacation ready?

🛠️ Home project on hold?

🎉 Celebrating something special?

Now’s the perfect time to make it happen!

 

Biweekly payment=$54.00 for 7.0% APR for 2 years on $2500. Max term 24 months. Terms, rates & conditions apply. Rate based on creditworthiness. discounted rate not to go below floor rate. New money only. One loan per membership. Subject to change without notice. No debt consolidation. Limited time offer.


Personal Loan Features

  • Low rates

  • Loans from $750 – $40,000

  • Terms up to 60 months

  • Flexible payment options – make monthly, bi-weekly, or semi-monthly payments

  • Payments can be made by payroll deduction, direct deposit, or automatic transfer

  • Loans can be used for a variety of purposes including bill consolidation, medical or dental procedures, holidays, primary school tuition, and vacations

  • Apply here, call us at (504) 736-6152, or at any JPEFCU Branch


Tuition Loans

When the new school year approaches, you may need to borrow funds to pay for private school tuition. Rest easy with our Tuition Loan.

Tuition Loan Features

  • Low rate of 5% APR*

  • 11-month repayment term

  • 90 Day No Pay Option*

  • For private school grades pre-K through 12th grade

  • Flexible payment options – make monthly, bi-weekly, or semi-monthly payments

  • Payments can be made by payroll deduction, direct deposit, or automatic transfer

  • Proof of tuition and proof of income are required

  • Check will be made payable directly to the school

  • Apply here, call us at (504) 736-6152, or at any JPEFCU Branch

*Member must be in good standing and have not caused the credit union a loss. Normal underwriting rules apply. Interest accrues during 90 day period.


Generator Loans

Get the Power to Pay - Whole Home Generator Loan NOW AVAILABLE!

Generator Loan Features

  • Borrow Up to $20,000

  • Convenient Repayment Terms up to 96 Months

  • No Loan Requirements for Generator Type

  • Can be used for Installation Costs

  • Make no payment for 90 Days!

 

Interest will accrue during 90 days. Minimum to finance is $5,000. Proof of home ownership, written estimates and invoices are required. All distribution of funds will be made by check directly to dealer/or service providers. Refurbished and used products are excluded from this offer. Available in Louisiana & Mississippi only. One-time $35 processing fee ($45 if filling jointly) will be assessed upon funding.


Carnival Cash Loan

Let the good times roll - without the financial stress!

Whether its Krewe dues, costume flair, throws, or party prep, our Carnival Cash Loan keeps the party rollin’!

  • Borrow up to $5,000

  • 7.5% APR for 12 Month Term

  • Quick approval & easy payments

 

Estimated biweekly payment=$204.79 for 12 months at 7.5% APR for $5,000 with credit insurance. Rates are subject to change without notice. Must credit qualify. Membership required. Only one Carnival Cash per membership, per year. Limited time offer.