Fee Schedule
Share Accounts
| Service | Fee |
|---|---|
| Excessive Share Withdrawals (in excess of three per quarter-with a balance below $100.00) | $5.00 |
| Vacation Club Excessive Share Withdrawals (in excess of one per calendar month) | $5.00 |
| Early Withdrawal from Christmas Club Account (per withdrawal) | $5.00 |
| Inactive/Dormant Account Fee (All accounts with no activity for over 365 days) | $5.00 |
Checking Accounts
| Service | Fee |
|---|---|
| Stop Payment of Credit Union Share Drafts | $23.00/ea |
| Photocopy Retrieval of Cancelled Checks | $3.00/ea |
| Temporary Checks | $0.25/ea |
| Overdraft Transfer Fee (per check) | $4.00/ea |
| Courtesy Overdraft Protection Fee (per item) | $25.00/ea |
| ACH and Share Draft NSF Overdraft fee (per check) | $26.00/ea |
| Fresh Start Checking Account | $10.00/mo |
Account Services
| Service | Fee |
|---|---|
| Reset JEFF PIN | $1.00 each time |
| Monthly Paper Statement Fee (eStatements are Free) | $2.00 |
VISA Debit/ATM Cards
| Service | Fee |
|---|---|
| Card Replacement Fee | $8.00/card |
| Balance Inquiries at all ATMs | $1.00/inquiry |
| JEFF Audio Balance Inquiry (504-736-6555) | FREE |
| Non-JPEFCU Terminal Usage Fee | $1.00 |
Loan Accounts
| Service | Fee |
|---|---|
| Loan Late Charge (Maximum $25.00) | 5% of legal payments |
Mortgage fees are disclosed through our Mortgage Department.
VISA Credit Cards fees are disclosed through our Card Services Department.
Special Services
| Service | Fee |
|---|---|
| Money Orders – up to $1.000.00 | $1.00/ea, $3.00/ea for non-members |
| Official Checks | $5.00/ea |
| Computer Printed Account History (per monthly period) | $2.00 |
| Microfiche Statement Copies (per monthly period) | $10.00 |
| Check Re-orders (assorted styles) | Prices vary |
| Domestic Wires | $15.00 |
| International Wires | Actual Cost |
| Statement Reconciliation Assistance | $20.00/hr |
| Postage Stamps | Actual Cost |
Miscellaneous
| Service | Fee |
|---|---|
| Collection Fee | $20.00 |
| Non-member Collection Fee | $25.00 |
| Foreign Collection Fee | Actual cost + $5.00 |
| Levy/Garnishment | $15.00 |
| Stop Payment of Credit Union Issued Check | Actual Cost |
| NSF Deposit Same Party Check Fee (per check) | $29.00/ea |
| Return Over-the-Counter NSF Deposit Fee (per check) | $10.00/ea |
| Shared Branch Return Over-the-Counter NSF Deposit Fee (per check) | $15.00/ea |
| ACH Origination Return Fee | $25.00/ea |
| Visa Gift Cards | $3.00/ea |
| Visa Prepaid Debit Cards | $5.00/ea |
| Escheatment Fee (per account) | $75.00 |
All rates, products, services, and conditions subject to change without prior notice. Schedule of Member Service Fees effective April 19, 2021.