Loan Rates
Vehicle Loans
Automobiles
| Term | APR* as low as | Per $1,000 Borrowed* |
|---|---|---|
| 24 Months | 0.98% | $44.06 |
| 36 Months | 5.40% | $32.30 |
| 48 Months | 5.40% | $23.22 |
| 60 Months | 5.45% | $19.08 |
| 72 Months | 6.00% | $16.58 |
| 84 Months | 6.30% | $14.76 |
Motorcycles
| Term | APR* as low as | Per $1,000 Borrowed* |
|---|---|---|
| 24 Months | 7.50% | $47.05 |
| 36 Months | 7.50% | $33.19 |
| 48 Months | 7.50% | $26.31 |
| 60 Months | 8.00% | $22.47 |
| 72 Months | 8.25% | $19.97 |
| 84 Months | 8.50% | $18.17 |
Boats
| Term | APR* as low as | Per $1,000 Borrowed* |
|---|---|---|
| 24 Months | 8.00% | $47.29 |
| 36 Months | 8.00% | $33.43 |
| 48 Months | 8.00% | $26.56 |
| 60 Months | 8.50% | $22.73 |
| 72 Months | 8.75% | $20.18 |
| 84 Months | 9.25% | $18.58 |
Recreational Vehicles
| Term | APR* as low as | Per $1,000 Borrowed* |
|---|---|---|
| 24 Months | 8.50% | $47.52 |
| 36 Months | 8.50% | $33.67 |
| 48 Months | 8.50% | $26.80 |
| 60 Months | 8.75% | $22.86 |
| 72 Months | 9.00% | $20.31 |
| 84 Months | 9.50% | $18.71 |
| 96 Months | 10.00% | $17.63 |
| Loan Type | Term | APR* as low as | Per $1,000 Borrowed* |
|---|---|---|---|
| Personal Loans | Up to 60 Months | 9.00% | $20.77 (Max Term) |
| Tuition Loans | 11 Months | 5.00% | $95.26 |
| Generator Loans | Up to 96 Months | 10.00% | $17.64 |
| Loan Type | Terms | Rate | Per $1,000 Borrowed* |
|---|---|---|---|
| Certificate Secured Loans | All Terms | 2.00% + Current Certificate Rate | Based on Certificate Term |
| Share Secured Loans | Up to 60 Months | 3.00% | $20.02 (Max Term) |
| Card Type | APR* |
|---|---|
| VISA Platinum Elite Rewards | 7.99% |
| VISA Platinum Preferred | 13.99% |
| VISA Platinum Select | 14.99% |
| VISA Platinum Select Deluxe | 17.99% |
Mortgage
Call the credit union at (504) 736-6144 for current Mortgage Rates.
Rates as of 06/02/2025
*APR=Annual Percentage Rate. Loan rates will be adjusted based on individual credit profiles. Contact the credit union for specific rates and terms. Rates are subject to change without notice. Payments quoted include credit insurance. Contact the credit union for more details.